Short-Term Rental Regulations
in St. Cloud, FL

Airbnb listings are allowed in St. Cloud, FL, but with restrictions. Osceola County permits short-term rentals only where allowed under the County Land Development Code (LDC Chapter 3, Article 3.6.J) — generally in designated STR overlay/zoning or in specific developments listed by the County; the City of St. Cloud requires a Local Business Tax Receipt for rental properties within city limits. The County short-term rental listing names approved subdivisions/tracts where STRs are authorized; specific operational limits (occupancy, minimum nights, host presence) are not stated on the reviewed official pages. A permit is required before you can host. These rules apply to all short-term rental platforms (Airbnb, Vrbo, Booking.com, etc.) — not just Airbnb specifically. See the official source linked on this page for full requirements. Last verified 2026-05-14.

Osceola County permits short-term rentals only where allowed under the County Land Development Code (LDC Chapter 3, Article 3.6.J) — generally in designated STR overlay/zoning or in specific developments listed by the County; the City of St. Cloud requires a Local Business Tax Receipt for rental properties within city limits. The County short-term rental listing names approved subdivisions/tracts where STRs are authorized; specific operational limits (occupancy, minimum nights, host presence) are not stated on the reviewed official pages.

Yes, a permit is required to operate a short-term rental in St. Cloud. 1) Confirm the property is located within an Osceola County-approved STR area or in a zoning district/overlay that allows STRs (see Osceola County LDC Chapter 3, Art. 3.6.J and the County 'Short Term Listing'). 2) Obtain the required Local Business Tax Receipt (LBTR): for properties in the City of St. Cloud, follow the City of St. Cloud Landlord BTR process — download and complete the Landlord BTR application, submit it in person or by mail to City Hall (Planning & Zoning/Licensing), pay the assessed fee, and await staff review and issuance; for county filings, submit the Short-Term LBTR application to the Osceola County Tax Collector with a copy of the State Hotel License or DBPR HR-7028 application (as required). 3) Maintain the LBTR/registration as required by the Tax Collector (fees and renewal schedule set by the Tax Collector; failure to maintain LBTR may result in loss of zoning approval).

1) Confirm the property is located within an Osceola County-approved STR area or in a zoning district/overlay that allows STRs (see Osceola County LDC Chapter 3, Art. 3.6.J and the County 'Short Term Listing'). 2) Obtain the required Local Business Tax Receipt (LBTR): for properties in the City of St. Cloud, follow the City of St. Cloud Landlord BTR process — download and complete the Landlord BTR application, submit it in person or by mail to City Hall (Planning & Zoning/Licensing), pay the assessed fee, and await staff review and issuance; for county filings, submit the Short-Term LBTR application to the Osceola County Tax Collector with a copy of the State Hotel License or DBPR HR-7028 application (as required). 3) Maintain the LBTR/registration as required by the Tax Collector (fees and renewal schedule set by the Tax Collector; failure to maintain LBTR may result in loss of zoning approval).

Vrbo is permitted in St. Cloud, FL under the same restrictions that apply to Airbnb — local rules govern the rental itself, not the specific platform. You must hold a valid permit before hosting on Vrbo. Last verified 2026-05-14.

Short-term rental hosts in St. Cloud are typically responsible for lodging, occupancy, and applicable sales taxes — these usually apply even where hosting is allowed without a permit. Rates and remittance rules vary by jurisdiction (state, county, and city can each levy a share); confirm the current rates with the official source linked on this page. Platforms such as Airbnb and Vrbo collect some taxes automatically, but the host remains liable for any not collected on their behalf.

We are not currently tracking any recent short-term rental ordinance changes for St. Cloud. STR rules change frequently — verify the current requirements with the city or county before listing, using the official source linked on this page.