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Short-Term Rental Regulations
in Covington, KY

Last verified: March 2026 · Report an update

Zoning & Conditions

Short-term rentals (<30 days) are permitted with separate licenses for each unit; host-occupied and non-host-occupied categories apply. Non-host-occupied units are subject to citywide and neighborhood/historic-district density caps (citywide cap of 150 non-host-occupied licenses; limits per block face and per neighborhood) and no more than two short-term rental licenses per structure; applications must include occupancy/bedroom counts, parking, and evidence of notice to adjacent property owners. Inspections required and licenses are renewable annually.

How to Obtain a Permit

1) Submit a Short-Term Rental Dwelling License application to the City including required contents (unit address; owner and rental agent contact; number of bedrooms and maximum occupancy; parking; list of hosting platforms; documentary evidence of notice to all adjacent property owners; and for host-occupied units, a sworn affidavit plus two proofs of residency as listed). 2) Pay the required fee (initial license fee $500 effective June 1, 2024; renewal $250) and submit all documents; the application is reviewed and a City rental code inspector will inspect the property (inspection within ~20 days prior to issuance); license issued or denied within 30 days of a complete application. 3) License is non-transferable, expires one year after issuance and must be renewed annually; failures on inspection must be corrected prior to issuance.

Official Resources

Official Covington STR regulation source

Frequently Asked Questions

Are short-term rentals allowed in Covington, KY?
Short-term rentals (<30 days) are permitted with separate licenses for each unit; host-occupied and non-host-occupied categories apply. Non-host-occupied units are subject to citywide and neighborhood/historic-district density caps (citywide cap of 150 non-host-occupied licenses; limits per block face and per neighborhood) and no more than two short-term rental licenses per structure; applications must include occupancy/bedroom counts, parking, and evidence of notice to adjacent property owners. Inspections required and licenses are renewable annually.
Is a permit required to operate a short-term rental in Covington?
Yes, a permit is required to operate a short-term rental in Covington. 1) Submit a Short-Term Rental Dwelling License application to the City including required contents (unit address; owner and rental agent contact; number of bedrooms and maximum occupancy; parking; list of hosting platforms; documentary evidence of notice to all adjacent property owners; and for host-occupied units, a sworn affidavit plus two proofs of residency as listed). 2) Pay the required fee (initial license fee $500 effective June 1, 2024; renewal $250) and submit all documents; the application is reviewed and a City rental code inspector will inspect the property (inspection within ~20 days prior to issuance); license issued or denied within 30 days of a complete application. 3) License is non-transferable, expires one year after issuance and must be renewed annually; failures on inspection must be corrected prior to issuance.
How do I get a short-term rental permit in Covington?
1) Submit a Short-Term Rental Dwelling License application to the City including required contents (unit address; owner and rental agent contact; number of bedrooms and maximum occupancy; parking; list of hosting platforms; documentary evidence of notice to all adjacent property owners; and for host-occupied units, a sworn affidavit plus two proofs of residency as listed). 2) Pay the required fee (initial license fee $500 effective June 1, 2024; renewal $250) and submit all documents; the application is reviewed and a City rental code inspector will inspect the property (inspection within ~20 days prior to issuance); license issued or denied within 30 days of a complete application. 3) License is non-transferable, expires one year after issuance and must be renewed annually; failures on inspection must be corrected prior to issuance.
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Disclaimer

This information is for general reference only and may not reflect the most current regulations. STR regulations change frequently. Always verify requirements with official local government sources before operating a short-term rental.

Last verified: March 2026 · Suggest a correction