Short-Term Rental Regulations
in Lexington, KY

Short-term rentals are distinguished as Hosted (primary resident present) or Un-Hosted. Requirements include a $1,000,000 liability insurance policy, a local emergency contact within 25 miles, and compliance with maximum occupancy limits. Specific zones, particularly agricultural and rural areas, require conditional-use permits, septic system approval, and buffer spacing between units.

Yes, a permit is required to operate a short-term rental in Lexington. 1) Obtain a Zoning Compliance Permit from the Division of Planning by completing a zoning verification form. 2) Apply for a Special Fees License via the online STR portal (str.lexingtonky.gov), uploading required documents including a business license, site/floor plans, proof of $1M insurance, and a sworn safety affidavit. 3) Pay the license fee ($200 for the first unit) and renew the license annually.

1) Obtain a Zoning Compliance Permit from the Division of Planning by completing a zoning verification form. 2) Apply for a Special Fees License via the online STR portal (str.lexingtonky.gov), uploading required documents including a business license, site/floor plans, proof of $1M insurance, and a sworn safety affidavit. 3) Pay the license fee ($200 for the first unit) and renew the license annually.