Short-Term Rental Regulations
in Chisago County, MN

Airbnb listings are allowed in Chisago County, MN, but with restrictions. Chisago County authorizes short-term rentals but requires annual licensing and imposes limits including overnight occupancy of no more than two persons per bedroom plus two (or less if limited by the septic system), required septic compliance or city sewer, proof of commercial liability insurance/rental endorsement, MDH lodging license or acknowledgement of MDH review in process, mandatory guest registration and on-site posting of rules, quiet hours 10:00 p.m.–8:00 a.m., all guest parking on-site, and county rules defer to any stricter city/town ordinance. City-specific zoning (e.g., Chisago City) further restricts allowable zones, parking rates, local contact proximity, and guest-record provisions. A permit is required before you can host. These rules apply to all short-term rental platforms (Airbnb, Vrbo, Booking.com, etc.) — not just Airbnb specifically. See the official source linked on this page for full requirements. Last verified 2026-05-14.

Chisago County authorizes short-term rentals but requires annual licensing and imposes limits including overnight occupancy of no more than two persons per bedroom plus two (or less if limited by the septic system), required septic compliance or city sewer, proof of commercial liability insurance/rental endorsement, MDH lodging license or acknowledgement of MDH review in process, mandatory guest registration and on-site posting of rules, quiet hours 10:00 p.m.–8:00 a.m., all guest parking on-site, and county rules defer to any stricter city/town ordinance. City-specific zoning (e.g., Chisago City) further restricts allowable zones, parking rates, local contact proximity, and guest-record provisions.

Yes, a permit is required to operate a short-term rental in Chisago County. 1) Complete and submit the Chisago County Online Short-Term Rental Housing License Application (required City Jurisdiction/Acknowledgement form must be uploaded for properties located inside a city). 2) Upload required documents: floor plan, septic certification (if applicable), city acknowledgement form (if in-city), proof of property liability insurance (rental endorsement), and MDH lodging license or proof of review; pay the non-refundable annual fee ($400 if timely; $800 late or renting without license). 3) County Environmental Services reviews for completeness and issues or denies the license; licenses are annual and must be renewed by January 31st.

1) Complete and submit the Chisago County Online Short-Term Rental Housing License Application (required City Jurisdiction/Acknowledgement form must be uploaded for properties located inside a city). 2) Upload required documents: floor plan, septic certification (if applicable), city acknowledgement form (if in-city), proof of property liability insurance (rental endorsement), and MDH lodging license or proof of review; pay the non-refundable annual fee ($400 if timely; $800 late or renting without license). 3) County Environmental Services reviews for completeness and issues or denies the license; licenses are annual and must be renewed by January 31st.

Vrbo is permitted in Chisago County, MN under the same restrictions that apply to Airbnb — local rules govern the rental itself, not the specific platform. You must hold a valid permit before hosting on Vrbo. Last verified 2026-05-14.

Short-term rental hosts in Chisago County are typically responsible for lodging, occupancy, and applicable sales taxes — these usually apply even where hosting is allowed without a permit. Rates and remittance rules vary by jurisdiction (state, county, and city can each levy a share); confirm the current rates with the official source linked on this page. Platforms such as Airbnb and Vrbo collect some taxes automatically, but the host remains liable for any not collected on their behalf.

We are not currently tracking any recent short-term rental ordinance changes for Chisago County. STR rules change frequently — verify the current requirements with the city or county before listing, using the official source linked on this page.