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Short-Term Rental Regulations
in Chisago County, MN

Last verified: March 2026 · Report an update

Zoning & Conditions

Chisago County authorizes short-term rentals but requires annual licensing and imposes limits including overnight occupancy of no more than two persons per bedroom plus two (or less if limited by the septic system), required septic compliance or city sewer, proof of commercial liability insurance/rental endorsement, MDH lodging license or acknowledgement of MDH review in process, mandatory guest registration and on-site posting of rules, quiet hours 10:00 p.m.–8:00 a.m., all guest parking on-site, and county rules defer to any stricter city/town ordinance. City-specific zoning (e.g., Chisago City) further restricts allowable zones, parking rates, local contact proximity, and guest-record provisions.

How to Obtain a Permit

1) Complete and submit the Chisago County Online Short-Term Rental Housing License Application (required City Jurisdiction/Acknowledgement form must be uploaded for properties located inside a city). 2) Upload required documents: floor plan, septic certification (if applicable), city acknowledgement form (if in-city), proof of property liability insurance (rental endorsement), and MDH lodging license or proof of review; pay the non-refundable annual fee ($400 if timely; $800 late or renting without license). 3) County Environmental Services reviews for completeness and issues or denies the license; licenses are annual and must be renewed by January 31st.

Official Resources

Official Chisago County STR regulation source

Frequently Asked Questions

Are short-term rentals allowed in Chisago County, MN?
Chisago County authorizes short-term rentals but requires annual licensing and imposes limits including overnight occupancy of no more than two persons per bedroom plus two (or less if limited by the septic system), required septic compliance or city sewer, proof of commercial liability insurance/rental endorsement, MDH lodging license or acknowledgement of MDH review in process, mandatory guest registration and on-site posting of rules, quiet hours 10:00 p.m.–8:00 a.m., all guest parking on-site, and county rules defer to any stricter city/town ordinance. City-specific zoning (e.g., Chisago City) further restricts allowable zones, parking rates, local contact proximity, and guest-record provisions.
Is a permit required to operate a short-term rental in Chisago County?
Yes, a permit is required to operate a short-term rental in Chisago County. 1) Complete and submit the Chisago County Online Short-Term Rental Housing License Application (required City Jurisdiction/Acknowledgement form must be uploaded for properties located inside a city). 2) Upload required documents: floor plan, septic certification (if applicable), city acknowledgement form (if in-city), proof of property liability insurance (rental endorsement), and MDH lodging license or proof of review; pay the non-refundable annual fee ($400 if timely; $800 late or renting without license). 3) County Environmental Services reviews for completeness and issues or denies the license; licenses are annual and must be renewed by January 31st.
How do I get a short-term rental permit in Chisago County?
1) Complete and submit the Chisago County Online Short-Term Rental Housing License Application (required City Jurisdiction/Acknowledgement form must be uploaded for properties located inside a city). 2) Upload required documents: floor plan, septic certification (if applicable), city acknowledgement form (if in-city), proof of property liability insurance (rental endorsement), and MDH lodging license or proof of review; pay the non-refundable annual fee ($400 if timely; $800 late or renting without license). 3) County Environmental Services reviews for completeness and issues or denies the license; licenses are annual and must be renewed by January 31st.

Disclaimer

This information is for general reference only and may not reflect the most current regulations. STR regulations change frequently. Always verify requirements with official local government sources before operating a short-term rental.

Last verified: March 2026 · Suggest a correction