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Short-Term Rental Regulations
in Two Harbors, MN

Last verified: 2026-05-14 · Report an update

Zoning & Conditions

STRs are allowed only in B1 and B2 commercial zones; existing residential permits may be renewed but no new ones are issued. Total permits are capped at 4% of housing stock (excluding certain 7th Avenue properties), and occupancy is limited to 1 person plus 2 per bedroom (max 10). Owners must provide two off-street parking spaces and designate a 24/7 local agent.

How to Obtain a Permit

1. Submit the City STR permit application form with the required fee ($125 full year). 2. Obtain a certificate of inspection and a lodging license from Lake County Health and Human Services. 3. Submit all documents to the Zoning Administrator for verification and approval; renew annually by November 1.

Official Resources

Official Two Harbors STR regulation source

Frequently Asked Questions

Are Airbnbs legal in Two Harbors, MN?
Airbnb listings are allowed in Two Harbors, MN, but with restrictions. STRs are allowed only in B1 and B2 commercial zones; existing residential permits may be renewed but no new ones are issued. Total permits are capped at 4% of housing stock (excluding certain 7th Avenue properties), and occupancy is limited to 1 person plus 2 per bedroom (max 10). Owners must provide two off-street parking spaces and designate a 24/7 local agent. A permit is required before you can host. These rules apply to all short-term rental platforms (Airbnb, Vrbo, Booking.com, etc.) — not just Airbnb specifically. See the official source linked on this page for full requirements. Last verified 2026-05-14.
Are short-term rentals allowed in Two Harbors, MN?
STRs are allowed only in B1 and B2 commercial zones; existing residential permits may be renewed but no new ones are issued. Total permits are capped at 4% of housing stock (excluding certain 7th Avenue properties), and occupancy is limited to 1 person plus 2 per bedroom (max 10). Owners must provide two off-street parking spaces and designate a 24/7 local agent.
Is a permit required to operate a short-term rental in Two Harbors?
Yes, a permit is required to operate a short-term rental in Two Harbors. 1. Submit the City STR permit application form with the required fee ($125 full year). 2. Obtain a certificate of inspection and a lodging license from Lake County Health and Human Services. 3. Submit all documents to the Zoning Administrator for verification and approval; renew annually by November 1.
How do I get a short-term rental permit in Two Harbors?
1. Submit the City STR permit application form with the required fee ($125 full year). 2. Obtain a certificate of inspection and a lodging license from Lake County Health and Human Services. 3. Submit all documents to the Zoning Administrator for verification and approval; renew annually by November 1.
Is Vrbo legal in Two Harbors, MN?
Vrbo is permitted in Two Harbors, MN under the same restrictions that apply to Airbnb — local rules govern the rental itself, not the specific platform. You must hold a valid permit before hosting on Vrbo. Last verified 2026-05-14.
What taxes do short-term rental hosts pay in Two Harbors?
Short-term rental hosts in Two Harbors are typically responsible for lodging, occupancy, and applicable sales taxes — these usually apply even where hosting is allowed without a permit. Rates and remittance rules vary by jurisdiction (state, county, and city can each levy a share); confirm the current rates with the official source linked on this page. Platforms such as Airbnb and Vrbo collect some taxes automatically, but the host remains liable for any not collected on their behalf.
What is the latest short-term rental ordinance change in Two Harbors?
We are not currently tracking any recent short-term rental ordinance changes for Two Harbors. STR rules change frequently — verify the current requirements with the city or county before listing, using the official source linked on this page.
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Disclaimer

This information is for general reference only and may not reflect the most current regulations. STR regulations change frequently. Always verify requirements with official local government sources before operating a short-term rental.

Last verified: 2026-05-14 · Suggest a correction