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Short-Term Rental Regulations
in St. Charles, MO

Last verified: March 2026 · Report an update

Zoning & Conditions

STRs are limited to properties within the EHP (Extended Historic Preservation) District; residential STRs are capped at 0.15% of total housing units (allowing up to 48 units) and the City states it is currently at that maximum (no new residential applications accepted); proposed residential STRs must meet a 500-foot buffer from other approved/existing residential STRs; only the primary residence (primary structure) may be used as a short-term rental; off-street parking required (one space per bedroom), mandatory noise monitoring device, no amplified sound audible at property line 10:00 pm–10:00 am, and occupancy limited to the primary structure.

How to Obtain a Permit

1) For residentially zoned properties: obtain Conditional Use Permit approval (public hearing and City Council decision) before applying for the Short Term Rental Permit; for commercially zoned properties within the EHP overlay a Conditional Use Permit is not required—contact staff to begin application. 2) Submit the City Short-Term Rental Permit application (Short-Term Rental Permit form) and pay stated fee (application PDF lists Fee: $75.00); staff will schedule an annual safety inspection and the permit must be renewed annually (valid through Dec. 31 each year; new permits received after July 1 are prorated). 3) Follow application requirements: maintain guest identification and acknowledgement records for 3 years, post the short-term rental permit number in advertisements, and comply with neighbor notification/processing requirements (seven business day processing period after notification to property owners within 200 feet).

Official Resources

Official St. Charles STR regulation source

Frequently Asked Questions

Are short-term rentals allowed in St. Charles, MO?
STRs are limited to properties within the EHP (Extended Historic Preservation) District; residential STRs are capped at 0.15% of total housing units (allowing up to 48 units) and the City states it is currently at that maximum (no new residential applications accepted); proposed residential STRs must meet a 500-foot buffer from other approved/existing residential STRs; only the primary residence (primary structure) may be used as a short-term rental; off-street parking required (one space per bedroom), mandatory noise monitoring device, no amplified sound audible at property line 10:00 pm–10:00 am, and occupancy limited to the primary structure.
Is a permit required to operate a short-term rental in St. Charles?
Yes, a permit is required to operate a short-term rental in St. Charles. 1) For residentially zoned properties: obtain Conditional Use Permit approval (public hearing and City Council decision) before applying for the Short Term Rental Permit; for commercially zoned properties within the EHP overlay a Conditional Use Permit is not required—contact staff to begin application. 2) Submit the City Short-Term Rental Permit application (Short-Term Rental Permit form) and pay stated fee (application PDF lists Fee: $75.00); staff will schedule an annual safety inspection and the permit must be renewed annually (valid through Dec. 31 each year; new permits received after July 1 are prorated). 3) Follow application requirements: maintain guest identification and acknowledgement records for 3 years, post the short-term rental permit number in advertisements, and comply with neighbor notification/processing requirements (seven business day processing period after notification to property owners within 200 feet).
How do I get a short-term rental permit in St. Charles?
1) For residentially zoned properties: obtain Conditional Use Permit approval (public hearing and City Council decision) before applying for the Short Term Rental Permit; for commercially zoned properties within the EHP overlay a Conditional Use Permit is not required—contact staff to begin application. 2) Submit the City Short-Term Rental Permit application (Short-Term Rental Permit form) and pay stated fee (application PDF lists Fee: $75.00); staff will schedule an annual safety inspection and the permit must be renewed annually (valid through Dec. 31 each year; new permits received after July 1 are prorated). 3) Follow application requirements: maintain guest identification and acknowledgement records for 3 years, post the short-term rental permit number in advertisements, and comply with neighbor notification/processing requirements (seven business day processing period after notification to property owners within 200 feet).

Disclaimer

This information is for general reference only and may not reflect the most current regulations. STR regulations change frequently. Always verify requirements with official local government sources before operating a short-term rental.

Last verified: March 2026 · Suggest a correction