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Short-Term Rental Regulations
in Hamilton County, TN

Last verified: March 2026 · Report an update

Zoning & Conditions

In unincorporated Hamilton County, rentals require onsite parking (1 space per 2 persons) and a contact reachable within 2 hours. In Chattanooga, rentals are restricted by a Short-Term Rental overlay; 'Homestay' requires primary residency (183+ days/year), while 'Absentee' is limited to specific commercial and multi-use zones.

How to Obtain a Permit

1. Apply for a business license through the County or City Clerk. 2. Submit an application via the OpenGov portal (County) or City portal including proof of ownership, insurance, and floor plans. 3. Schedule and pass a building safety inspection (smoke/CO detectors, exits).

Official Resources

Official Hamilton County STR regulation source

Frequently Asked Questions

Are short-term rentals allowed in Hamilton County, TN?
In unincorporated Hamilton County, rentals require onsite parking (1 space per 2 persons) and a contact reachable within 2 hours. In Chattanooga, rentals are restricted by a Short-Term Rental overlay; 'Homestay' requires primary residency (183+ days/year), while 'Absentee' is limited to specific commercial and multi-use zones.
Is a permit required to operate a short-term rental in Hamilton County?
Yes, a permit is required to operate a short-term rental in Hamilton County. 1. Apply for a business license through the County or City Clerk. 2. Submit an application via the OpenGov portal (County) or City portal including proof of ownership, insurance, and floor plans. 3. Schedule and pass a building safety inspection (smoke/CO detectors, exits).
How do I get a short-term rental permit in Hamilton County?
1. Apply for a business license through the County or City Clerk. 2. Submit an application via the OpenGov portal (County) or City portal including proof of ownership, insurance, and floor plans. 3. Schedule and pass a building safety inspection (smoke/CO detectors, exits).

Disclaimer

This information is for general reference only and may not reflect the most current regulations. STR regulations change frequently. Always verify requirements with official local government sources before operating a short-term rental.

Last verified: March 2026 · Suggest a correction